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Does getting pre approved for car loan hurt credit score? How to get a loan without a bank account? Can i pay home equity loan with credit card? Can student loans affect my credit score? Which credit score do lenders use for auto loans? How many ppp loans have been forgiven? Can you use student loans for a car? What are some legitimate online payday loans? Oconee Federal Savings & Loan Association (OFSALA) was chartered in 1859 as a state-chartered mutual savings bank under Georgia law. OFSALA's charter was amended in 1885 to allow it to operate as a national banking association. In 1933, OFSALA was reorganized as a federally chartered stock company and became known as the First National Bank of Seneca. In 1934, the bank changed its name again to the First National Bank of Oconee. In 1969, the bank merged with the First National Bank of Atlanta, becoming the First National Bank of Georgia. In 1973, the bank changed its corporate name to Oconee Federal Savings and Loan Association. In 1981, OFSALA acquired the assets of the failed First Federal Savings and Loan Association of Seneca Falls, New York. In 1984, OFSALA changed its corporate name to the Oconee Federal Savings Bank. In 1990, OFSALA began operating as a thrift institution under the provisions of the Financial Institutions Reform, Recovery, and Enforcement Act of 198In 1992, OFSALA purchased the assets of the failed United States Savings Bank of Seneca Falls, NY. In 1994, OFSALA became a member of the Federal Home Loan Bank System. In 1995, OFSALA converted to a federal savings bank. In 1998, OFSALA sold $1 billion in assets to the Resolution Trust Corporation. In 1999, OFSALA received approval from the Office of Thrift Supervision to acquire the assets of the failed South Carolina Savings and Loan Association. On July 31, 2000, OFSALA completed the acquisition of the assets of the failed American Savings Bank of Seneca, SC. In 2001, OFSALA entered into a merger agreement with the Federal Home Loan Bank of Pittsburgh, whereby OFSALA would merge with the FHLB of Pittsburgh and become a subsidiary of the FHLB of Pittsburg. In 2002, OFSALA transferred ownership of the former First National Bank of Senaca Falls, NY, to the FDIC. In 2003, OFSALA agreed to sell $1.25 billion in assets to the Federal Home Loan Bank Board. In 2004, OFSALA announced plans to close its branch offices located in the states of Florida and Texas. In 2005, OFSALA closed its branch office in the state of Washington. In 2006, OFSALA opened its first branch office in the state New Mexico. In 2007, OFSALA expanded into the state of Colorado. In 2008, OFSALA moved its headquarters from Seneca Falls, NY, to Atlanta, GA. In 2009, OFSALA relocated its headquarters from Atlanta, GA, to Seneca Falls, NY., where it remains today. In 2010, OFSALA launched a mobile app for iPhone users. In 2011, OFSALA introduced a new website design. In 2012, OFSALA partnered with the U.S. Department of Agriculture to launch a program called Farmers' Market Nutrition Program. In 2013, OFSALA celebrated its 150th anniversary. In 2014, OFSALA established a partnership with the USDA to provide financial assistance to farmers who participate in the Farmers' Market Nutrition Program. In 2015, OFSALA reached an agreement with the USDA to expand the Farmers' Market Nutrition Programs to include additional markets. In 2016, OFSALA signed a lease agreement with the USDA to open a Farmers' Market Nutrition Program at the Fulton County Farmers' Market in Atlanta, GA. In 2017, OFSALA joined the USDA Food Assistance Nutrition Network. In 2018, OFSALA won the award for Best Overall Website Design from the Better Business Bureau Serving Central Appalachia. In 2019, OFSALA earned the title of Top 100 Most Trusted Companies in America from the Consumers Union. Can you get a business startup loan with bad credit? Have to pay back payday loan? 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