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How to be a loan processor? How often can you refinance a car loan? Can i get a loan with unemployment benefits? How to sell a car on loan? How much money can you borrow from a payday loan? The Department of Veterans Affairs (VA) offers several programs for veterans who want to purchase a home. One of these programs is called the VA Home Loan Program. This program provides eligible veterans with low-interest mortgages and down payments as long as they have been honorably discharged from active duty. To qualify for a VA mortgage, you need to meet certain requirements. You must be a veteran who has served at least 90 days of active duty. You must not owe any money on your house. Your income cannot exceed $80,000 per year. You must live in the United States. You must own your home outright. You must have good credit. You must provide proof of eligibility to receive disability compensation. You must complete a VA application. You must pass a background check. You must submit a copy of your discharge certificate. You must pay a processing fee. You must make monthly payments. You must keep your property insured. You may be able to use the VA home loan if you were injured while serving in the military. If you were wounded in action, you may be entitled to a 100% service connected disability rating. If you were injured due to hostile fire, you may be entitled a 50% service connected disability rating if you were hospitalized for 30 days or longer. If you were injured in training, you may be entitled only 10%. If you were injured in combat, you may be entitled up to 100% depending on how severe your injuries were. If you were injured while performing noncombat duties, you may be entitled 20%. If you were injured while working for the government, you may be entitled 100%. You may be able to get a VA home loan even if you do not have a 100% service connected rating. You may be able get a VA home loan if you have a 0% rating. You may be eligible for a VA home loan even though you have no disability. You may be eligible if you have a mental illness. You may be eligible even if you have a criminal record. You may be eligible regardless of whether you have children. You may be eligible without having to prove that you are disabled. You may be eligible despite being unemployed. You may be eligible although you have bad credit. You may be eligible whether you have a job or not. You may be eligible no matter what type of housing you want. You may be eligible to buy a single family home, townhouse, condo, duplex, triplex, fourplex, fiveplex, sixplex, apartment, mobile home, manufactured home, modular home, or RV. You may be eligible whatever kind of land you want to buy. You may be eligible with a negative equity. You may be eligible as long as you own your current residence. You may be eligible after selling your current residence. You must be willing to sell your current residence. 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